Hicks Wealth & Budget

L5 Promoted Model

Launch Date: Friday, Nov 6, 2026 • 10% Savings Enforced

Net Take-Home (Mo)
$10,628.50 +49% L5 Raise

Tyrone (Bi-wk) + Jessica (Wk)

10% Savings Sweep
$1,062.85 HYSA Pool

Automated liquid safety runway

Total Liabilities
$59,870.19 -$807.97/mo

10 active accounts tracked

Unallocated Cash Margin
$3,950.81 Preserved Margin

Free buffer for variable budgeting

Monthly Cash Flow Breakdown

Structural allocations of your $10,628.50 projected monthly net income

100% Normalized
Mandatory Savings (10%)
$1,062.85
Fixed Living Overhead
$3,845.04
Digital Tools & Subscriptions
$186.16
Mandatory Debt Minimums
$1,583.64
Unallocated Operating Buffer
$3,950.81

Equity & Net Worth Catalyst

Unvested Amazon RSUs
Gross Market Value:
Est. Net Cash (35% tax):

Upcoming Launch Targets

1

Nov 6, 2026: First L5 Check & Savings Sweep

Deploy $490.55 to HYSA; initiate auto-bills.

2

Nov 15, 2026: 8-Share RSU Vesting

~$1,320 net proceeds inject directly to CitiBank (29.49%).

3

May 15–21, 2027: 57-Share Mega Vest

~$9,425 net cash cuts Bridgecrest 16% note in half.

Budget engine synchronized